realtor commission calculator | split, cap, royalty, 2026 tax set-aside and due date
Realtor commission calculator for real estate agents: sale price and your side's rate become gross commission, then referral fee, brokerage split with the cap you still…
Need more? The full version adds what is listed under "What you get".
What you get: every deal of the year saved, your cap and royalty cap run down deal by deal, estimated tax per Form 1040-ES date with calendar reminders, commission statements, CSV ·
Example (made-up): a $450,000 sale at 2.5% pays $11,250.00 gross commission. After a 70/30 split that hits your cap, a 6% royalty, a $395 transaction fee and $250 of deal costs, $7,930.00 is yours before tax ($3,320.00 went to the split, royalty, fees and costs). Set aside $2,224.47 for 2026 self-employment and federal tax plus 5% state, due with the Form 1040-ES payment of January 15, 2027. You can spend $5,705.53: $5,544.47 of the check is gone before it reaches you.
Type your own deal: listing or buyer side, referral out, your split and the company dollar you still owe before you cap, royalty, fees. The tax set-aside is your whole-year 2026 tax with this closing minus without it, using the IRS 2026 brackets, the $184,500 social security base and the 20% QBI deduction. No account: your numbers stay in this browser.
Your deal free
Pro, 9 tools: every deal of the year saved, your cap and royalty cap run down deal by deal, estimated tax per Form 1040-ES date with calendar reminders, commission statements, CSV · $29 per year or $5.99 per month
Pro: your whole year of closings
Every deal saved in this browser, closed or pending, with its own split and fees
Brokerage cap run down deal by deal from your cap-year start: the deal and date you cap on
Franchise royalty cap run down the same way
Year to date: gross commission, paid to brokerage, royalty, net, tax set aside, share you keep
Estimated tax per Form 1040-ES period: the amount from that period's closings and its due date
Calendar file (.ics) with each due date, the amount and a 7-day reminder
CSV export and import for your accountant or a spreadsheet, JSON backup
Printable commission statement per deal and a year summary (print or save as PDF)
Income goal: what is left and how many deals at your average net
In your year, the cap left and the profit already this year are worked out from your saved deals; filing status, QBI, other income and state rate come from the form above.
Deal
Status
Closes
Gross
Brokerage
Net
Set aside
Due
A calculation and record tool for your own deals, not tax or legal advice. Tax figures use the IRS 2026 Form 1040-ES (rev. Feb 12, 2026: tax rate schedules, standard deduction, $184,500 social security base, 92.35% and the payment dates April 15, June 15, September 15, 2026 and January 15, 2027; irs.gov, read 2026-11-13) and the 2026 QBI thresholds of Rev. Proc. 2025-32 ($201,750; $403,500 joint). The QBI estimate assumes you pay no W-2 wages; the 0.9% Additional Medicare Tax is counted above $200,000 ($250,000 joint) of self-employment earnings. 2027 closings use the same date rule: April 15, June 15, September 15, 2027 and January 18, 2028. Splits, caps and fees are yours: take them from your brokerage agreement.
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Realtor commission calculator for real estate agents: sale price and your side's rate become gross commission, then referral fee, brokerage split with the cap you still owe, franchise royalty and transaction fees come off.
Is it free?
Yes. The free version on this page works without an account. The full version ($29 per year) adds: every deal of the year saved, your cap and royalty cap run down deal by deal, estimated tax per Form 1040-ES date with calendar reminders, commission statements, CSV ·
Where do the rules and numbers come from?
From the official source: irs.gov.
Ask about this tool
One question, answered by the person who built it. Your email only if you want the answer sent.
For a team or company: for an invoice with your company details, a quote or several licences, write to [email protected].