For US businesses that publish customer reviews on their own site: dentists, clinics, contractors, salons, agencies, coaches and online shops. Change who wrote the review or what they got for it, and the answer changes.
| Rule that applies | |
| Insider reviews on your site without a disclosure | |
| FTC civil penalty per knowing violation (2026) | $53,088 |
| Your penalty ceiling |
Full version — $60 once · get the Pro plugin (each review emailed to you on arrival, a copy for the reviewer, dated CSV of every answer, filter by reviewer)
Gravity Forms, a general form builder, costs $59 to $259 per year and ships no disclosure questions. This is one payment, not a subscription. Try it with your own business name first, free.
Sources: FTC Trade Regulation Rule on the Use of Consumer Reviews and Testimonials, 16 CFR Part 465, in force since 21 October 2024 — § 465.4 (rewards that depend on sentiment), § 465.5 (reviews by officers, managers, employees, agents and their relatives). FTC Endorsement Guides, 16 CFR Part 255 (material connections such as free products). Penalty: $53,088 per violation, the 2025 level, with no FTC adjustment in 2026. This is not legal advice.
Your name* · Your email address (never published)* · Your city and state · Your rating* (5 choices) · Your review, in your own words* · When did you use our product or service? · Your connection to our business* (No connection – I am a customer; I work for this business; I am a relative of someone who works here; I am a business partner, affiliate or supplier) · Did you receive anything for writing this review?* (Nothing; a discount, coupon or gift card; a free product or service; an entry into a prize draw; money or a commission) · May we publish your review?* (3 choices)
Above the form: your review promise and the connection question. Every review is listed in WordPress admin with all 9 answers, 50 per page. Install: Plugins ▸ Add New Plugin ▸ Upload Plugin ▸ choose the .zip ▸ Install Now ▸ Activate, then paste [testimonial-submission-form-ftc] into a "Leave a review" page. Needs PHP 7.4 or newer.
The FTC Consumer Reviews and Testimonials Rule (16 CFR Part 465, in force since 21 October 2024) requires reviews by your staff or their relatives to clearly disclose that connection and ban
One payment, one licence key for this tool. The key is shown right after payment.
Gravity Forms, a general WordPress form builder, costs $59 to $259 per year (gravityforms.com/pricing, September 2026) and ships no review-disclosure fields. FTC civil penalty for a knowing violation of a trade regulation rule suc
Buy the full version — $60· ReadyStack
Real numbers from this tool, line by line.

If your business publishes customer reviews or testimonials on its own website, the FTC rule on consumer reviews and testimonials, 16 CFR Part 465, has applied to you since 21 October 2024. Two tests in it matter for almost every small business.
The first is about who wrote the review. Under section 465.5, a review or testimonial written by an owner, manager, employee or agent of the business, or by one of their relatives, needs a clear and conspicuous disclosure of that connection. A glowing review from the receptionist's sister is not banned; publishing it without saying who she is, is the problem.
The second is about rewards. Under section 465.4, you may not give a discount, a gift card or anything else only to people who leave a positive review or a high rating. A thank-you that is the same whatever the customer writes is allowed, but under the FTC Endorsement Guides, 16 CFR Part 255, it is still a material connection and belongs next to the review.
What does a mistake cost? The FTC can seek civil penalties for knowing violations of a trade regulation rule. The amount is $53,088 per violation, the 2025 level, which the FTC kept for 2026 without an inflation adjustment. Each review is its own violation. Take Maple Street Dental with three staff reviews on its homepage and no disclosure: 3 × $53,088 = $159,264 as the ceiling.
The hard part is not the disclosure line. It is knowing which reviews need one. A generic contact form collects a name, an email and a message. It never asks whether the writer works for you, is related to someone who does, or got a coupon for writing. So a staff review arrives looking exactly like a customer review, and nobody remembers two years later.
The testimonial submission form plugin adds one form with one shortcode, [testimonial-submission-form-ftc]. It has 9 fields: name, email (never published), city and state, a rating from 5 choices, the review in the customer's own words, the date they used your product or service, their connection to your business (4 choices), what they received for writing (5 choices, from Nothing to Money or a commission) and permission to publish (3 choices). Seven fields are required, so no review arrives without the connection and reward answers. Above the form, two lines you set once tell reviewers your review promise and ask anyone who works for you, or is related to someone who does, to say so. Every review is listed in WordPress admin with all 9 answers, 50 per page.
The free plugin is complete for collecting reviews. The free web check on our page does the next step: enter your business name, the reviewer's connection and the reward, and it writes the disclosure line to publish, such as 'The reviewer works for Maple Street Dental.' If the reward depended on a good rating, it tells you not to use the review at all, because a disclosure does not fix a section 465.4 problem.
The paid version, $60 once, emails each review to you when it arrives, sends the reviewer a copy of what they wrote, exports every review with its answers and arrival time as CSV, filters reviews by reviewer name and lets you run a separate tagged form per location or service. Gravity Forms, a general form builder, costs $59 to $259 a year and ships no disclosure questions.
Try the free check with your own business name first.
It adds a review and testimonial form to your WordPress site with one shortcode. Nine fields ask for the name, email, city, rating, the review itself, the date of the purchase, whether the reviewer works for you or is related to someone who does, whether they got anything for the review, and how you may publish it. Every review is listed in admin, 50 per page.
US businesses that publish customer reviews or testimonials on their own website: dentists, clinics, contractors, salons, agencies, coaches, restaurants and online shops, plus the web agencies who build their sites. The FTC rule 16 CFR Part 465 makes reviews by staff or their relatives need a clear disclosure and bans rewards that depend on a positive review.
A contact form does not ask whether the reviewer works for you, is related to your staff or got a discount for writing, so you cannot tell which testimonials need a disclosure. We found no free WordPress plugin that asks these questions. The paid version emails each review to you on arrival and exports a dated record of every answer.
The free plugin works on its own: the nine-field form, your review promise and the connection question shown above it, spam protection, a label on every field and every review listed in admin. The free web check writes the disclosure line for any review and shows your maximum FTC penalty at $53,088 per undisclosed review.
It is $60 once, not a subscription. Gravity Forms, a general form builder, costs $59 to $259 every year and ships no disclosure questions, so you would still design them yourself. The FTC can seek up to $53,088 per violation of the reviews rule, so three undisclosed staff reviews carry a ceiling of $159,264.
One question, answered by the person who built it. Your email only if you want the answer sent.