Ireland auto-enrolment: employer cost per pay run

What My Future Fund adds to an Irish payroll, per pay run, at every phase rate to 2035

Employer cost at this phase rateEUR/yr
Employer cost per pay runEUR
Under-budget if EUR 20,000 is treated as a lower bandEUR/yr
State top-up on the same payrollEUR/yr
Same payroll at the 6% end rateEUR/yr
Still to find against your provisionEUR

Free above, and it stays free: all 6 figures, any headcount, no key, no limit.

Full version: exports this costing as a dated CSV row for your budget file and sets a browser alert before the 1 January 2029 step to employer 3%.

Get the full version — $60

$60 once · one licence key per person or team seat · 7-day full refund. An Irish payroll bureau charges EUR 5 to EUR 12 per payslip, and a fully managed bureau service EUR 15 to EUR 25 per employee per month.

All four phase rates to 2035
Employer 1.5% for 2026 to 2028, 3% for 2029 to 2031, 4.5% for 2032 to 2034 and 6% from 2035, with the matching State top-up of 0.5%, 1%, 1.5% and 2%.
The EUR 20,000 line handled the Irish way
EUR 20,000 decides who is enrolled; it is never deducted before the percentage. Contributions run from the first euro of gross pay.
The band mistake in euros
Shows exactly how much you under-budget if you copy the UK qualifying-earnings method and take EUR 20,000 off each salary first.
EUR 80,000 cap on the employer side
Employer and State contributions stop at EUR 80,000 of gross pay, so high earners are costed at the cap, not at their salary.
Per pay run, not just per year
Splits the annual employer cost across monthly, fortnightly or weekly payroll so the figure matches the run you are about to approve.
Gap against what you provisioned
Subtracts the amount already in your 2026 budget so the output is the number you still have to find.

Get the complete version $60

This page is the working piece. The full pack has everything below.

What My Future Fund adds to an Irish payroll, per pay run, at every phase rate to 2035

An Irish payroll bureau charges EUR 5 to EUR 12 per payslip, and a fully managed bureau service EUR 15 to EUR 25 per employee per month (published Irish bureau pricing, 2026)

Buy the full version — $60

Questions people ask

What does this extension actually work out?

It turns an Irish payroll into the employer cost of auto-enrolment. 21 eligible staff, 18 of them on an average EUR 38,000 and 3 paid over the EUR 80,000 cap, cost the employer EUR 13,860 in 2026 and EUR 1,155 per monthly pay run, rising to EUR 55,440 at the 6% end rate.

Who is it for?

Payroll managers, HR leads and accountants running Irish payroll. Auto-enrolment touches employees aged 23 to 60 earning over EUR 20,000 who are not already in a workplace pension scheme, so the people who feel it are the ones approving a monthly, fortnightly or weekly run for an Irish company.

Why not just ask a chatbot for the figure?

Because most of them answer with the UK method: they deduct a lower band from each salary before applying the percentage. Ireland has no lower band, EUR 20,000 only decides who is enrolled. That mistake understates the employer cost by EUR 300 per head per year at the 2026 rate of 1.5%, which is EUR 6,300 across 21 staff.

What is free and what needs the key?

Every figure is free, for any headcount, with no key, no watermark and no usage limit. The $60 key is about keeping and repeating: it writes the costing to a CSV row for your budget file and sets an alert ahead of the 1 January 2029 rate step to employer 3%.

What would this cost me otherwise?

An Irish payroll bureau charges roughly EUR 5 to EUR 12 per payslip, and a fully managed service EUR 15 to EUR 25 per employee per month. Asking your bureau or accountant to re-forecast auto-enrolment across the phase steps is chargeable advisory time on top of that.

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