Counts the 7 business days from payday to the day the fund must have the money, and prices the deduction you lose when it lands late.
| Fund must have received it by | — | |
|---|---|---|
| Pay run must leave you by | — | |
| Days late | — | days |
| SG for this run | — | AUD |
| Company tax deduction forfeited | — | AUD |
| Forfeited across the pay year | — | AUD |
This page is the working piece. The full pack has everything below.
Counts the 7 business days from payday to the day the fund must have the money, and prices the deduction you lose when it lands late.
A pay run the fund receives late becomes a non-deductible superannuation guarantee charge: A$17,760 on a A$148,000 run.
Buy the full version — $60It takes a payday and counts seven business days forward, skipping weekends and the public holidays you enter, to give the date your super must have been received by the fund under Australia's Payday Super rules that started 1 July 2026. It then walks your clearing house lead time back from that date.
Australian payroll officers, bookkeepers and BAS agents who run weekly or fortnightly pay for small and mid-sized employers. It suits anyone who moved off quarterly super in July 2026 and now has to hit a received-by date on every single pay run instead of four times a year.
A generic date calculator counts calendar days and does not know your state's public holidays or your clearing house lead time. A chatbot will often quote the old quarterly 28-day deadline, and it cannot tell you the day the pay run has to leave you rather than the day the fund needs it.
Every calculation is free and unlimited: the received-by date, the submit-by date, the SG amount, the forfeited deduction and the yearly figure. The full version adds a different axis, keeping the result: .csv export for your payroll file and browser reminders before a date you enter.
A contribution received late stops being an ordinary super payment and becomes a superannuation guarantee charge, and that charge is not tax deductible. On a A$148,000 pay run the twelve per cent is A$17,760 of super you can no longer deduct, plus the charge and interest the ATO assesses on top.
One question, answered by the person who built it. Your email only if you want the answer sent.