Plan every posting month of 2026 before you quote the retainer: your own eight numbers drive the hours, and the workbook applies the statutory US self-employment tax of 15.3% on 92.35% of net earnings (IRS Schedule SE) and splits it across the four Form 1040-ES quarterly deadlines — April 15, June 15, September 15 and January 15 — so the retainer you sign is the money you actually keep.
| Posts published per month, all clients | - |
| Platform assets you actually produce per month | - |
| Production hours per month | - |
| Billable hours available per month | - |
| Hours left for sales, admin and revisions | - |
| Hours you are SHORT each month (0 means the schedule fits) | - |
| Share of your month consumed by production (%) | - |
| Monthly retainer revenue, all clients (USD) | - |
| Effective hourly rate on production hours, before tax (USD) | - |
| Gap against your target hourly rate (USD per hour) | - |
| What that gap is worth every month (USD — negative means you are paying for the privilege) | - |
| Retainer per client your target rate actually requires (USD) | - |
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This page is the working piece. The full pack has everything below.
검로드 1리스팅 · 5개국어 상세 · ★소유 · 전체 깊이 · 오프라인 · 기계가 먹는 파일 · 가격=⛔상수 금지 — ★측정된 경쟁 밴드(L4)
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