Prices the 2026 paid-family-leave payroll premium for Delaware, Maine, Minnesota and Maryland, applying the size tier and the wage test that decide your rate.
Rate that actually applies
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%
Wages the premium is charged on
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USD
Total 2026 premium
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USD
Employer's own share
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USD
Withheld from wages
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USD
Back premium for months already run
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USD
Why that rate
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$60 once · one licence key per person or team seat · Every calculation above stays free and unlimited without a key. A payroll-compliance consultant bills $150 to $300 an hour for one state.
Applies the 2026 headcount tier Delaware charges nothing under 10 workers, 0.32% at 10-24 and 0.80% at 25+; Maine waives the employer share under 15 workers. The tool picks the tier from your headcount instead of one flat rate.
Runs the Minnesota small-employer wage test Minnesota's reduced 0.66% rate needs 30 or fewer workers AND an average quarterly wage at or under $27,745.88. The tool computes your average quarterly wage and tells you which side of that line you are on.
Splits employer share from employee withholding Shows the statutory maximum you may deduct from wages (MN 0.44%, ME 0.5%, DE half the rate) and what is left as the employer's own cost, or prices the whole premium as employer-paid.
Prices the months already worked Minnesota premiums started 1 January 2026. If you registered late, the tool converts your employer rate into the back premium owed for the months you have already run payroll.
Holds the Maryland delay Maryland FAMLI contributions were pushed to 1 January 2027, so the correct 2026 figure is $0. The tool returns zero for Maryland instead of a rate that is not in force yet.
Tracks the next premium due date Takes the date your next quarterly premium is due and, in the full version, schedules reminders 30, 14 and 1 day ahead so a quarter is not missed.