Updated: 2026-10-19

Monthly Budget Spreadsheet

Know exactly where your money went this month. Type each expense once — the tracker shows income, spending and what is left, and for every category your budget, what you spent and the % used. Amber at 90 %, red when you go over.

Preview

What's inside

• Budget_Expense_Tracker_Blank.xlsx
• Budget_Expense_Tracker_Example.xlsx
• How_To_Guide.pdf

WHAT BUYERS OF BUDGET SPREADSHEETS ASKED FOR — INCLUDED

• Your own categories — rename, add or delete, every summary follows
• Plain white sheets that are easy to read
• Totals that add up — every formula recalculated and checked against a hand calculation before upload
• One simple list to type into; everything else calculates
• Clear instructions inside the file and a picture guide

WHAT YOU GET

Tabs: Start Here · Monthly (pick any month) · Year (every category × 12 months) · Setup · Transactions · Paycheck Budget · Savings Goals

• Budget_Expense_Tracker_Blank.xlsx — start here
• Budget_Expense_Tracker_Example.xlsx — two filled months so you can see it working
• How_To_Guide.pdf — step by step with pictures

HOW IT WORKS

• Setup: year, categories and a monthly budget for each
• Add each expense or income in one line
• Pick a month and see budget vs spent
• Plan each paycheck (weekly or bi-weekly) and track savings goals with the monthly amount needed

FORMAT

• .xlsx spreadsheet — opens in Microsoft Excel (desktop, web, Mac), Google Sheets (upload the file to Google Drive and open it with Google Sheets) and LibreOffice Calc.
• Nothing is locked: no sheet passwords, no macros. Light-blue cells are for typing, white cells calculate.

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A template you fill in yourself — not legal or tax advice.