One stale check date in, your state's dormancy date, due-diligence mail-by date and holder report deadline out.
| Dormancy period applied | — | years |
|---|---|---|
| Presumed abandoned on | — | |
| Holder report due | — | |
| As-of cutoff test | — | |
| Due-diligence letter - mail by | — | |
| Days left to mail the letter | — | days |
| Notice required? | — | |
| Interest if this file slips one cycle | — | USD |
This page is the working piece. The full pack has everything below.
One stale check date in, your state's dormancy date, due-diligence mail-by date and holder report deadline out.
Delaware charges 0.5% per month on property reported late, capped at 50% of its value - $206,000 on a $412,000 aged file.
Buy the full version — $60You give it the check date, the property type and the state of the owner's last known address. It returns the date the property is presumed abandoned, whether that date clears this cycle's as-of cutoff, the holder report due date, the window in which the due-diligence letter must be mailed, and the interest a one-cycle slip would cost.
Accounts payable and payroll staff, controllers and staff accountants at US companies that escheat uncashed vendor checks, wage checks, customer credit balances and refunds. It is built for the person holding an aging schedule in a browser tab, not for a state administrator or a claimant looking for their own money.
A chatbot gives you one dormancy number and stops. The error that costs money is the interaction: an item can hit dormancy in August and still miss a November report, because the state's as-of cutoff was June 30. State websites publish the pieces separately and leave you to combine them by hand, per item.
Every calculation is free and unlimited, in the popup and on the web page, with no key and no watermark. The twenty-nine dollar key adds two things on a different axis: a CSV export of the worked line for your escheat workpaper, and browser alarms set on the mail-by date and the report due date.
Delaware assesses interest of one half of one percent per month on property reported late, capped at fifty percent of the property's value. Other states assess interest and penalties of their own. On an aged file of four hundred twelve thousand dollars at twelve percent, one missed cycle is forty-nine thousand four hundred forty dollars.
One question, answered by the person who built it. Your email only if you want the answer sent.