What this hire actually costs you - 2026/27 rates

Type the salary you are about to offer and see what it actually costs you a year, a month and an hour on the rates in force from 6 April 2026: 15% employer NI above a £5,000 threshold, the £10,500 Employment Allowance as a pot that runs out, and pension on the qualifying earnings band.

Total cost to employ£ / year
Cost per month£
On-cost on top of the salary%
True cost per hour worked£
Employer NI before Employment Allowance£ / year
Employment Allowance this hire uses up£
Employer NI you actually pay£ / year
Employer pension£ / year
Apprenticeship Levy£ / year
Checks
Full version: Download the worked hire as a .csv row - every input and every figure - so the number you approved is on file with the budget
$60 once · one licence key per person or team seat · 7-day full refund. A managed UK payroll bureau runs £4-12 per employee a month with a £30-150 setup fee, and it only starts once you have already hired.
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2026/27 rates, not last year's
Employer NI is 15% on everything above a £5,000 secondary threshold from 6 April 2026. The figures most people and most chatbots still quote - 13.8% above £9,100 - understate a £32,000 hire by £890 a year.
Employment Allowance is a pot, not a discount
The £10,500 is per business per tax year, not per employee. Type in what you have left and only that much is applied to this hire, so a second or third hire stops looking cheaper than it is.
Pension on qualifying earnings, not the whole salary
The 3% employer minimum is charged on earnings between £6,240 and £50,270. Charging it on the full salary overstates a £30,000 hire by £187 a year, and the same error the other way understates a part-timer.
Under-21s, apprentices and veterans are 0% to £50,270
Pick the category and the threshold moves from £5,000 to £50,270. A 20-year-old on £24,000 costs £0 in employer NI, not £2,850 - the single biggest swing in this calculation.
Cost per hour, and a National Living Wage check
Divides the fully loaded cost by your contracted hours so you can compare a hire against a day rate, and flags the salary if it falls under the £12.71 National Living Wage that applies from April 2026.

Get the complete version $60

This page is the working piece. The full pack has everything below.

Type the salary you are about to offer and see what it actually costs you a year, a month and an hour on the rates in force from 6 April 2026: 15% employer NI above a £5,000 threshold, the £

A managed UK payroll bureau runs £4-12 per employee a month with a £30-150 setup fee, and it only starts once you have already hired.

Buy the full version — $60
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