:root{--navy:#1f3a5f;--teal:#0f766e;--red:#b42318;--ink:#1d2939;--mute:#5b6675;--line:#d9e1ea;--bg:#f6f8fb;--yel:#fff7d6}
*{box-sizing:border-box}
body{margin:0;font:16px/1.5 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff}
.wrap{max-width:1120px;margin:0 auto;padding:0 18px}
.row{display:flex;align-items:center;flex-wrap:wrap}.gap{gap:10px;margin:10px 0}
header.top{border-bottom:1px solid var(--line);background:#fff}header.top .row{justify-content:space-between;min-height:52px}
nav.yj-lang~header.top{padding-top:44px}
.brand{font-weight:800;color:var(--navy);text-decoration:none}.tag{color:var(--mute);font-size:14px}
.hero{background:linear-gradient(180deg,#eef4f8,#fff);padding:22px 0 18px}
.herogrid{display:grid;grid-template-columns:1.6fr 1fr;gap:22px;align-items:start}
.kicker{margin:0 0 6px;color:var(--teal);font-weight:700;font-size:14px}
h1{font-size:30px;line-height:1.18;margin:0 0 10px;color:var(--navy)}
.lead{font-size:17px;margin:0 0 10px}
.points{margin:0 0 12px;padding-left:18px}.points li{margin:4px 0}
.cta{display:flex;flex-wrap:wrap;gap:10px}
.btn{display:inline-block;border-radius:10px;padding:11px 16px;font-weight:700;font-size:15px;text-decoration:none;cursor:pointer;border:2px solid var(--navy);background:#fff;color:var(--navy)}
.btn.primary{background:var(--navy);color:#fff}.btn:focus{outline:3px solid #9ec5fe}
.card{border:1px solid var(--line);border-radius:14px;padding:14px;background:#fff}
.hcard .hq{margin:0 0 8px;font-weight:700;color:var(--mute)}
.big{display:flex;justify-content:space-between;align-items:baseline;border-top:1px solid var(--line);padding:8px 0}.big b{font-size:24px}
.big.ok b{color:var(--teal)}.big.warn b{color:var(--red)}
.small{font-size:13px;color:var(--mute)}
.step{padding:18px 18px 8px}.step h2{display:flex;gap:10px;align-items:center;color:var(--navy);margin:8px 0}
.n{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;font-size:16px}
.sub{color:var(--mute);margin:0 0 10px}
.grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
label span{display:block;font-size:13px;font-weight:700;color:var(--mute);margin-bottom:3px}
input,select{width:100%;padding:9px 10px;border:1px solid #b9c5d3;border-radius:8px;font:inherit;background:var(--yel)}
.tblwrap{overflow-x:auto;margin:8px 0}
.tbl{border-collapse:collapse;width:100%;font-size:14px}.tbl th,.tbl td{border:1px solid var(--line);padding:6px 8px;text-align:right;white-space:nowrap}
.tbl th{background:var(--navy);color:#fff;font-weight:700;text-align:center}.tbl td:first-child{text-align:left}
.tbl input,.tbl select{min-width:120px;padding:6px}
.tbl tfoot td{background:#e6f4f1}
tr.risk td{background:#fdecea}tr.okrow td{background:#eefaf4}
.bad{color:var(--red)}
.x{border:0;background:none;font-size:20px;cursor:pointer;color:var(--red)}
.warnbox{background:#fdecea;border:1px solid #f5c2bd;border-radius:10px;padding:10px;color:#7a1b12}
.cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:10px 0}.cards3 b{display:block;font-size:22px;color:var(--navy)}.cards3 span{color:var(--mute);font-size:13px}
.plans{display:grid;grid-template-columns:1fr 1.4fr;gap:14px}.plan.pro{border:2px solid var(--navy)}
.keyrow{display:flex;gap:10px;align-items:end;flex-wrap:wrap;margin:14px 0}.keyrow label{flex:1;min-width:240px}
.proarea{margin:10px 0 16px;border:2px solid var(--teal)}
.faq details{border-bottom:1px solid var(--line);padding:8px 0}.faq summary{font-weight:700;cursor:pointer}
.src{padding:6px 18px 30px}
.report{display:none}
@media (max-width:820px){.herogrid,.plans{grid-template-columns:1fr}.grid{grid-template-columns:1fr}input,select{min-width:0}.keyrow label{min-width:0}.cta .btn{width:100%;text-align:center}.cards3{grid-template-columns:1fr}h1{font-size:24px}}
@media print{
  body *{visibility:hidden}.report,.report *{visibility:visible}
  .report{display:block;position:absolute;left:0;top:0;width:100%;font-size:11px}
  .report table{border-collapse:collapse;width:100%}.report th,.report td{border:1px solid #999;padding:3px 5px;text-align:right}
}