Free Calculators & AI Tools
Free calculators and AI tools that run right in your browser. Nothing to install, no signup to use them.
Free: the Car Refinance Verdict spreadsheet
The working starter cut straight out of our 17-formula refinance calculator — a real .xlsx you keep and edit: 9 inputs, 6 results, including how many months it takes the closing costs to pay for themselves. Opens in Excel, Google Sheets or Numbers.
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AI Productivity Score
Answer a few quick questions and get your personal AI-productivity score — plus where you're leaving time on the table.
Open tool →AI Prompt Scorer
Paste any prompt and get an instant quality score with concrete fixes to make it sharper and more reliable.
Open tool →AI Time-Saved Calculator
Estimate how many hours (and how much money) AI can save you each week based on your real workflow.
Open tool →Car Refinance Calculator: Refinance or Keep?
Enter your payoff, your rate and the quote you have. Get the new payment, the break-even on the fees, what a longer term really costs, and a straight verdict — refinance, or keep the loan you have.
Open tool →HELOC Calculator: Payment, Payoff & Rate Shock
See the credit line a lender would offer, the cheap interest-only payment during the draw period, the bigger payment after it, and what happens if the rate climbs.
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