:root{--bg:#f6f7f9;--card:#fff;--ink:#16202a;--mute:#5b6773;--line:#dde2e7;--acc:#0b6e4f;--hot:#c2410c;--warn:#a16207}
*{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--ink);font:1rem/1.5 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif}
.wrap{max-width:1080px;margin:0 auto;padding:20px 16px 48px}
h1{font-size:clamp(1.5rem,3.2vw,2.2rem);line-height:1.15;margin:.2em 0 .4em}
h2{font-size:1.2rem;margin:1.6em 0 .5em}h3{font-size:1rem;margin:1.2em 0 .4em}
.lede{font-size:1.05rem;max-width:62em}
.fix{background:#eef6f3;border-left:4px solid var(--acc);padding:8px 12px;border-radius:4px;max-width:62em}
#out{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:12px 16px;margin-top:8px}
#out h2{margin-top:.2em}
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:8px 0 12px}
.tile{border:1px solid var(--line);border-radius:8px;padding:8px 12px;background:#fafbfc}
.tile span{display:block;font-size:.82rem;color:var(--mute)}
.tile b{display:block;font-size:1.4rem;font-variant-numeric:tabular-nums}
.tile.bad{border-color:var(--hot);background:#fff6f1}.tile.bad b{color:var(--hot)}
.tile.warn b{color:var(--warn)}.tile.good b{color:var(--acc)}
.scroll{overflow-x:auto}
.res{width:100%;border-collapse:collapse;min-width:560px}
.res th,.res td{padding:7px 6px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top;font-size:.92rem}
.res thead th{font-size:.8125rem;color:var(--mute)}
.res td small{display:block;font-size:.8125rem;color:var(--mute)}
.res tr.need td:nth-child(4) b{color:var(--hot)}.res tr.skip td:nth-child(4) b{color:var(--acc)}
.res td.bad{color:var(--hot);font-weight:600}
.res tr.here td{background:#fff6f1;font-weight:600}
.flags{margin:10px 0;padding-left:18px}.flags li{margin:3px 0}.flags li.bad{font-weight:600;color:#9b1c1c}
.summary{background:#f4f5f7;border-radius:6px;padding:10px 12px;font-size:.95rem}
.small{font-size:.85rem;color:var(--mute)}
.buyline{border-top:2px solid var(--ink);margin-top:10px;padding-top:8px}
.btn{display:inline-block;background:var(--acc);color:#fff;text-decoration:none;font-weight:700;padding:10px 16px;border-radius:6px}
.btn2{font:inherit;font-size:.9rem;background:#fff;border:1px solid #aab3bc;border-radius:6px;padding:6px 10px;cursor:pointer}
.link{background:none;border:0;color:var(--acc);text-decoration:underline;cursor:pointer;font:inherit;padding:0}
fieldset{border:1px solid var(--line);border-radius:8px;background:var(--card);margin:12px 0;padding:10px 12px}
legend{font-weight:600;padding:0 4px}
label{display:block;font-size:.88rem;color:var(--mute);margin:6px 0}
input,select,textarea{display:block;width:100%;margin-top:2px;font:inherit;color:var(--ink);padding:7px 9px;border:1px solid #c3cbd3;border-radius:6px;background:#fff;font-size:max(1rem,1em)}
textarea{font:1rem/1.45 ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;min-height:9em}
.row4{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}.row2{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.pro-tools{display:flex;flex-wrap:wrap;gap:8px;margin:8px 0}
.file{display:inline-block;margin:0;color:var(--ink)}.file input{display:none}
.note{background:#fff3e8;border-left:4px solid var(--hot);padding:8px 12px;border-radius:4px}
.book{width:100%;border-collapse:collapse}.book td,.book th{border-bottom:1px solid var(--line);padding:6px 4px;text-align:left;font-size:.9rem}
.key{margin-top:16px}.key input{display:inline-block;width:auto;min-width:260px}
details{background:var(--card);border:1px solid var(--line);border-radius:6px;padding:8px 12px;margin:6px 0}
#faq summary{font-weight:600;cursor:pointer}
.law{font-size:.88rem;max-width:62em}.law li{margin:3px 0}
.preview{margin:10px 0}
.nec{border:1.5px solid #222;background:#fff;padding:6px;margin:8px 0;max-width:820px;font-size:.8125rem;color:#111}
.nec-head{display:flex;gap:10px;flex-wrap:wrap;align-items:baseline;border-bottom:1.5px solid #222;padding-bottom:4px;margin-bottom:4px}
.nec-head b{font-size:1rem}.nec-head .copy{margin-left:auto;font-weight:700}
.nec-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:0}
.nec-grid .b{border:1px solid #888;padding:3px 5px;min-height:38px;font-size:.8125rem;font-family:ui-monospace,Menlo,Consolas,monospace}
.nec-grid .b i{display:block;font:normal .8125rem/1.2 system-ui,sans-serif;color:#333}
.nec-grid .payer,.nec-grid .recip{grid-row:span 2}
.legend{font-size:.8125rem;margin:4px 0 0}
.letter{font-size:.875rem;max-width:640px}
#print-area{display:none}
@media (max-width:720px){.tiles{grid-template-columns:1fr 1fr}.row4{grid-template-columns:1fr 1fr}.row2{grid-template-columns:minmax(0,1fr)}.nec-grid{grid-template-columns:1fr 1fr}}
@media print{
  body{background:#fff}
  body.printing .wrap{display:none}
  body.printing #print-area{display:block}
  .sheet{page-break-after:always;break-after:page;padding:12mm 0}
  .nec{max-width:none}
}
.tile small{display:block;font-size:.8125rem;color:var(--mute)}
.stmts{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.stmt{border:1px solid var(--line);border-radius:8px;padding:8px 10px;background:#fff}
.stmt.short{border-color:var(--hot)}
.stmt .res{min-width:0}
.stmt-head{display:flex;flex-direction:column;margin-bottom:4px}.stmt-head span{font-size:.85rem;color:var(--mute)}
.num{text-align:right!important;font-variant-numeric:tabular-nums;white-space:nowrap}
.neg,.bad{color:var(--hot)}
tr.tot td{font-weight:600;border-top:2px solid var(--line)}
tr.hot td{color:var(--hot);font-weight:700}
.recon{max-width:720px}.recon .res{min-width:0}
textarea{font:1rem/1.45 ui-monospace,Menlo,Consolas,monospace}
@media (max-width:900px){.stmts{grid-template-columns:minmax(0,1fr)}}
.span2{grid-column:span 2}
.docs{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.tpl h3{margin:.2em 0 .4em;font-size:.95rem}
.doc{background:#fff;border:1px solid #c9d0d6;box-shadow:0 1px 3px rgba(0,0,0,.08);padding:14px 16px;font:.8438rem/1.5 Georgia,"Times New Roman",serif;color:#111}
.doc h4{font:700 .8125rem/1.3 system-ui,sans-serif;letter-spacing:.03em;margin:0 0 8px;text-transform:uppercase}
.doc p{margin:.5em 0}.doc .from{font-size:.8125rem}
.doc-t{min-width:0}.doc-t td{font-size:.8125rem;padding:4px 4px}
.tile.warn b{color:var(--warn)}
@media (max-width:980px){.docs{grid-template-columns:minmax(0,1fr)}}
@media (max-width:720px){.span2{grid-column:span 2}}
@media print{.doc{border:0;box-shadow:none;font-size:12pt;max-width:none}.sheet .doc + .doc{margin-top:18mm;border-top:1px dashed #999;padding-top:10mm}}