*{box-sizing:border-box}
body{margin:0;font:1rem/1.5 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:#13202c;background:#f2f5f8}
.top,main{max-width:980px;margin:0 auto;padding:0 16px}
.top{padding-top:28px}
h1{font-size:1.6rem;line-height:1.2;margin:0 0 12px}
h2{font-size:1.2rem;margin:0 0 12px}
h3{font-size:1.02rem;margin:16px 0 8px}
.lede{font-size:1.06rem;margin:0 0 8px}
.sub{color:#44525f;margin:0 0 16px}
.card{background:#fff;border:1px solid #dbe2ea;border-radius:12px;padding:18px;margin:0 0 16px;min-width:0}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,200px),1fr));gap:10px 14px;margin-bottom:8px}
label{display:flex;flex-direction:column;font-size:.88rem;color:#3a4652;gap:4px;min-width:0}
input,select{font:inherit;padding:8px 10px;border:1px solid #c4ced8;border-radius:8px;background:#fff;color:#13202c;min-width:0;width:100%;font-size:max(1rem,1em)}
.btns{display:flex;flex-wrap:wrap;gap:8px;margin:10px 0}
.btn{display:inline-block;background:#1f5f8b;color:#fff;border:1px solid #1f5f8b;border-radius:8px;padding:9px 14px;font:inherit;font-weight:600;text-decoration:none;cursor:pointer}
.btn.ghost{background:#fff;color:#1f5f8b}
.btn.sm{padding:3px 8px;font-size:.82rem}
.btn.file{flex-direction:row;align-items:center;font-size:1rem}
.row{display:flex;flex-wrap:wrap;gap:10px;align-items:flex-end;margin:8px 0}
.hint{color:#55626e;font-size:.9rem}
.hero{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,2fr);gap:16px;align-items:start;margin-bottom:10px}
.hero span{display:block;font-size:.85rem;color:#55626e}
.hero>div>b{display:block;font-size:2.6rem;line-height:1.1;color:#1f5f8b}
.hero small{color:#55626e}
.loss{background:#fdecea;border:1px solid #f3b8b1;border-radius:8px;padding:9px 12px;margin:0 0 8px}
.okline{background:#e8f6ee;border:1px solid #a8dcbc;border-radius:8px;padding:9px 12px}
.eq{background:#f4f8fb;border:1px solid #dbe6ef;border-radius:8px;padding:9px 12px;margin:0;font-size:.95rem}
.tables{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));gap:12px}
.tbl{overflow-x:auto;min-width:0}
table{border-collapse:collapse;width:100%;font-size:.88rem}
caption{text-align:left;font-weight:700;padding:4px 0}
th,td{padding:5px 7px;border-bottom:1px solid #e5eaf0;text-align:right;white-space:nowrap}
th:first-child,td:first-child{text-align:left;white-space:normal}
tr.tot td{font-weight:700;border-top:2px solid #c9d3dd}
td input.act{width:120px;padding:4px 6px}
.neg{color:#b42318}.pos{color:#067647}
details{margin-top:12px}
summary{cursor:pointer;font-weight:600}
.pro{border-color:#1f5f8b}
.price{font-weight:700}
.src{font-size:.85rem;color:#55626e}
#proarea{display:none}
.is-pro #proarea{display:block}
.is-pro .buyonly{display:none}
.is-uk .us{display:none}
.next{margin:12px 0 0}
@media (max-width:640px){.hero{grid-template-columns:minmax(0,1fr)}h1{font-size:1.32rem}.hero>div>b{font-size:2.1rem}}
@media print{body{background:#fff}.top,#inputs,#pro,#how,#out{display:none}.printcard #ratecard{display:block}.card{border:0}}
.rc td{font-size:1.1rem;padding:8px}